Manulife COVID-19 Travel Medical Insurance Coverage Options

Snowbird Advisor Insurance is now offering two Manulife travel medical insurance options that provide coverage for COVID-19-related emergency medical expenses up to $10,000,000 CAD for vaccinated travellers and $1,000,000 CAD for unvaccinated travellers

Manulife

Last Updated: December 16, 2021

Snowbird Advisor Insurance is pleased to announce that as of August 30, 2021, we are now offering two Manulife travel medical insurance options that provide coverage for COVID‑19, including personalized plans with no stability period for pre-existing conditions. You can find overviews of these coverage options below.

Lower Premiums as of July 30, 2021

We are also pleased to announce that as of July 30, 2021, the premiums for these new Manulife coverage options are lower than they were for Manulife's COVID coverage options prior to June 30, 2021.

If you purchased a Manulife policy that includes COVID coverage prior to July 30, 2021 and have not yet departed for your trip, please contact us to explore the possibility of replacing your exiting policy with one of the coverage options that became available on July 30, 2021.

COVID Coverage Available By Phone Only

At this time, COVID travel insurance coverage is only available for purchase by phone and is not currently available for purchase online.

We have implemented this policy to protect our clients and ensure they fully understand the terms and conditions of COVID coverage by speaking to one of our experienced agents prior to purchasing a policy.

COVID Coverage Questions

We know that there are many questions and conflicting information about travel and COVID-19 coverage this year, particularly when it comes to snowbirds.

Our experienced team is here to answer any questions you may have. For more information and to obtain a quote, call us at:

1‑855‑478‑3490

Monday - Friday: 8:30 am to 7:00 pm EST

OPTION #1 - Personalized TravelSense Plan including COVID-19 Coverage

Provides personalized coverage based on your unique circumstances with no stability period requirement for pre-existing medical conditions and includes COVID-19 coverage for fully vaccinated individuals.

Policy

Manulife - Personalized TravelSense Plan

Coverage Limit for eligible expenses NOT related to COVID-19

$10,000,000 CAD

Only covers medical expenses NOT related to COVID-19

Coverage Limit for COVID-19 related medical expenses

  • $10,000,000 CAD for Fully Vaccinated travellers, including emergency air transport to return you home
  • NO COVID-19 coverage for Unvaccinated travellers
Refund Policy Cancel your policy for any reason prior to your policy's effective date and receive a full refund
Available Plan Types

Single-Trip Plans only (not available for annual multi-trip plans at this time)

Age Limit

  • None

Stability Period Requirements

  • No Stability Period Required

Other COVID-19 Coverage Terms, Limits or Restrictions

  • Must not display any COVID-19 symptoms prior to departure

Purchase Methods

Phone: Yes, please call 1-855-478-3490
Monday - Friday: 8:30 am - 7:00 PM EST

Online: Not available at this time

View Full Policy Terms

OPTION #2 - PrimeLink Universal Plan + COVID-19 Rider

Provides the flexibility to purchase our standard travel medical insurance plan with an optional COVID-19 Rider for COVID coverage

Policy

Manulife - PrimeLink Universal Plan + COVID-19 Pandemic Travel Plan

Coverage Limit for eligible expenses NOT related to COVID-19

$10,000,000 CAD

Only covers medical expenses NOT related to COVID-19

Coverage Limit for COVID-19 related medical expenses

$10,000,000 CAD for Fully Vaccinated travellers

$1,000,000 CAD for Unvaccinated travellers

  • Includes emergency air transport to return you home
Refund Policy Cancel your policy for any reason prior to your policy's effective date and receive a full refund
Available Plan Types
  • Single-Trip Plans
  • Annual Multi-Trip Plans

Age Limit

  • None

Stability Period Requirements

  • 3 – 6 Months - Dependant on age and/or rate category

Other COVID-19 Coverage Terms, Limits or Restrictions

  • Must not display any COVID-19 symptoms prior to departure

Purchase Methods

Phone: Yes, please call 1-855-478-3490
Monday - Friday: 8:30 am - 7:00 PM EST

Online: Not available at this time

View Full Policy Terms

OPTION #3: COVID-19 Pandemic Plan

For individuals with certain pre-existing medical conditions who require personalized coverage

Policy

COVID-19 Pandemic Travel Plan

Coverage Limit for eligible expenses NOT related to COVID-19

$5,000,000 CAD

Only covers medical expenses NOT related to COVID-19

Coverage Limit for COVID-19 related medical expenses

$5,000,000 CAD for Fully Vaccinated travellers

$1,000,000 CAD for Unvaccinated travellers

  • Includes emergency air transport to return you home
Refund Policy Cancel your policy for any reason prior to your policy's effective date and receive a full refund
Available Plan Types Single-Trip Plans only (not available for annual multi-trip plans at this time)

What’s Else is Included?

  • Quarantine expenses after a COVID-19 positive test result, denied entry or contact tracing while at destination - $150/day up to $2,100 per person, or $300/day up to $4,200 per family (Maximum duration of 14 days)
  • If Level 3 Travel Advisory is upgraded to Level 4 Travel Advisory by the Canadian government - Up to a combined $500 CDN per person for Return airfare, meals and accommodations

Age Limit

  • None

Stability Period Requirements

  • 3 – 6 Months - Dependant on age and/or rate category

Other COVID-19 Coverage Terms, Limits or Restrictions

  • Must not display any COVID-19 symptoms prior to departure

Purchase Methods

Phone: Yes, please call 1-855-478-3490
Monday - Friday: 8:30 am - 7:00 PM EST

Online: Not available at this time

View Full Policy Terms