COVID-19 Travel Insurance Coverage Options

See the latest COVID-19 travel insurance coverage options from Snowbird Advisor Insurance

Last Updated: November 30, 2020

Snowbird Advisor Insurance is currently offering the following travel medical insurance options that include coverage for COVID-19, as we appreciate that some Canadians are choosing to travel during the COVID-19 pandemic.

However, please be advised that due to COVID-19, the Government of Canada has issued the following Global Travel Advisories, which are currently in effect and your ability to return to Canada or receive medical treatment while outside Canada may become very limited while these advisories are in effect:

  • a Level 3 Advisory advising Canadians to avoid all non-essential travel outside Canada
  • a Level 4 Advisory advising Canadians to avoid all cruise ship travel outside Canada.

COVID-19 Coverage for Travel Outside Canada:

For travel outside Canada, we are currently offering the following coverage options for COVID-19:

Manulife COVID-19 Pandemic Travel Plan

$1,000,000 CAD of COVID-19 Coverage

NOTE: On November 27th, 2020, Manulife increased the maximum coverage limit for COVID-19 related medical expenses under their COVID-19 Pandemic Travel Plan policy from $200,000 CAD to $1,000,000 CAD. The increased coverage limit only applies to policies with an effective start date of November 27th, 2020 or later, regardless of the date the policy was purchased.


Manulife (COVID-19 Pandemic Travel Plan)

Policy Coverage Limit for eligible expenses NOT related to COVID-19

$5,000,000 CAD

Only covers medical expenses NOT related to COVID-19

Coverage Cap for COVID-19 related medical expenses

$1,000,000 CAD

  • Includes emergency air transport to return you home
Cancellation Policy Cancel for any reason prior to your policy's effective date and receive a full refund

What’s Else is Included?

  • Quarantine expenses after a COVID-19 positive test result, denied entry or contact tracing while at destination - $150/day up to $2,100 per person, or $300/day up to $4,200 per family (Maximum duration of 14 days)


  • If Level 3 Travel Advisory is upgraded to Level 4 Travel Advisory by the Canadian government - Up to a combined $500 CDN per person for Return airfare, meals and accommodations

Age Limit

  • None

Stability Period Requirements

  • 3 – 6 Months - Dependant on age and/or rate category

Other COVID-19 Coverage Terms, Limits or Restrictions

  • Must not display any COVID-19 symptoms prior to departure

Purchase Methods

Phone: Yes, please call 1-855-478-3490

Online: Not available at this time

Availability Available to residents in all Canadian provinces and territories

COVID-19 Coverage for Travel Within Canada:

$10 Million CAD of COVID-19 Coverage

For travel within Canada, COVID-19 related medical expenses are covered up to a maximum of $10 Million CAD by our existing Personalized Single-Trip & Multi-Trip travel medical insurance policies, Standard Single-Trip policies and Standard Multi-Trip Annual policies.