COVID-19 Travel Insurance Coverage Options

See the latest COVID-19 travel insurance coverage options from Snowbird Advisor Insurance

Last Updated: December 15, 2020

Snowbird Advisor Insurance is currently offering the following travel medical insurance options that include coverage for COVID-19, as we appreciate that some Canadians are choosing to travel during the COVID-19 pandemic.

However, please be advised that due to COVID-19, the Government of Canada has issued the following Global Travel Advisories, which are currently in effect and your ability to return to Canada or receive medical treatment while outside Canada may become very limited while these advisories are in effect:

  • a Level 3 Advisory advising Canadians to avoid all non-essential travel outside Canada
  • a Level 4 Advisory advising Canadians to avoid all cruise ship travel outside Canada.

    COVID-19 Coverage for Travel Outside Canada:

    For travel outside Canada, we are currently offering the following coverage options for COVID-19.

    We know that there are many questions and conflicting information about travel and COVID-19 coverage this year, particularly when it comes to snowbirds.

    Our experienced team is here to answer any questions you may have. For more information and to obtain a quote, call us at 1‑855‑478‑3490.

    Ontario Blue Cross Travel Insurance

    Blue Cross Ontario

    $5,000,000 CAD of Coverage, including COVID-19

    Policy

    Blue Cross

    Policy Coverage Limit for Emergency Medical Care

    $5,000,000 CAD

    • Includes coverage for medical expenses as a result of a sudden illness or accident (including COVID-19-related care)
    Refund Policy
    • Cancel your travel medical policy any time prior to the effective date of your policy or your departure and receive a full refund

    What’s Else is Included?

    • Includes Serenity ServiceTM if your flight is delayed 3 hours or more, which could give you access to an airport lounge or a hotel room*
       

    * Registration required at least one hour prior to your scheduled flight departure time

    Age Limit

    • None

    Stability Period Requirements

    • 3 – 6 Months, depending on age

    Other COVID-19 Coverage Terms, Limits or Restrictions

    • General conditions regarding pre-existing medical conditions apply
    Deductibles Deductible options available. Please inquire

    Purchase Methods

    Phone: Yes, please call 1-855-478-3490
    Monday - Friday: 8:30 am - 8:00 PM EST

    Online: Not available at this time

    Availability Currently available for residents of Ontario
    View Full Policy Terms

    Manulife COVID-19 Pandemic Travel Plan

    Manulife

    $1,000,000 CAD of COVID-19 Coverage

    NOTE: On November 27th, 2020, Manulife increased the maximum coverage limit for COVID-19 related medical expenses under their COVID-19 Pandemic Travel Plan policy from $200,000 CAD to $1,000,000 CAD. The increased coverage limit only applies to policies with an effective start date of November 27th, 2020 or later, regardless of the date the policy was purchased.

    Policy

    Manulife (COVID-19 Pandemic Travel Plan)

    Policy Coverage Limit for eligible expenses NOT related to COVID-19

    $5,000,000 CAD

    Only covers medical expenses NOT related to COVID-19

    Coverage Cap for COVID-19 related medical expenses

    $1,000,000 CAD

    • Includes emergency air transport to return you home
    Refund Policy Cancel your policy for any reason prior to your policy's effective date and receive a full refund

    What’s Else is Included?

    • Quarantine expenses after a COVID-19 positive test result, denied entry or contact tracing while at destination - $150/day up to $2,100 per person, or $300/day up to $4,200 per family (Maximum duration of 14 days)
    • If Level 3 Travel Advisory is upgraded to Level 4 Travel Advisory by the Canadian government - Up to a combined $500 CDN per person for Return airfare, meals and accommodations

    Age Limit

    • None

    Stability Period Requirements

    • 3 – 6 Months - Dependant on age and/or rate category

    Other COVID-19 Coverage Terms, Limits or Restrictions

    • Must not display any COVID-19 symptoms prior to departure

    Purchase Methods

    Phone: Yes, please call 1-855-478-3490
    Monday - Friday: 8:30 am - 8:00 PM EST

    Online: Not available at this time

    View Full Policy Terms

    COVID-19 Coverage for Travel Within Canada:

    $10 Million CAD of COVID-19 Coverage

    For travel within Canada, COVID-19 related medical expenses are covered up to a maximum of $10 Million CAD by our existing Personalized Single-Trip & Multi-Trip travel medical insurance policies, Standard Single-Trip policies and Standard Multi-Trip Annual policies.